Insurance and Billing

We participate with Delta Dental of Michigan. All other insurance carriers are welcome, and as a courtesy, we send dental claims same as any other insurance. There are many patients at our practice that carry policies under Blue Cross Blue Shield of Michigan, Aetna, ADN Administrators, Guardian, etc. Depending on your dental plan, the insurance will pay the same, a little less, or not at all (typically and HMO). If you have questions, feel free to contact our office (517) 482-4623, or call your insurance carrier to find out more information regarding coverage for a non-participating (out-of-network) provider. 

Unfotunately, Dr. Johnston does not participate in Health Management Organizations (HMO's) or Medicaid.

We accept checks, cash or credit cards. We also offer a CareCredit. Please see our Financial Coordinator for details. We are happy to file insurance for your reimbursement as long as you are free to choose your own dentist.


Payment Options

Payment is due at the time of service. We accept checks, cash or credit cards. We also offer CareCredit and dental layaway plans. Please see our Financial Coordinator for details. 


Financing Options

For patients with or without dental insurance, the question of affordability naturally arises. Not only is the patient worried about their dental emergency, and the pain that comes with that- but also being able to afford treatment. At our office, we provide a variety of payment plan options to help all of our patients have a healthy and beautiful smile that fits within their budget.  


Care Credit

CareCredit is here to help you pay for treatments and procedures your insurance doesn't cover. If approved, they offer No Interest financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it's easy to apply for CareCredit. After you are approved, you're free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

  • After Care Credit approval, you can use your card for approved procedures. 
  • Minimum monthly payments are required.
  • No Interest if paid in full within 6, 12, 18 or 24 months. (Minimum Purchase Required) 
  • Special Financing with 14.9% APR until paid in full and equal fixed monthly payments required. (Minimum Purchase Required)

Please visit to learn more about your financing and dental care options.

You are able to apply for Care Credit by going to their website, or over the phone by calling (800) 677-0718. Care Credit also accepts online payments through their website. 

Just like our Dental Layaway plan, Care Credit offers a payment plan that is flexible and convenient just when you need it!